Insurance & Accreditations
At Spectrum Energy Systems, we believe complete transparency builds lasting trust. That's why we openly share our comprehensive insurance coverage and professional accreditations—giving you absolute confidence that your solar investment is protected from day one through to decades of operation.
Our Comprehensive Insurance Coverage
Every installation we undertake is backed by substantial insurance protection. Our policies, underwritten by QBE UK Limited—one of the world's leading specialist insurers—ensure complete peace of mind for homeowners and businesses throughout Nottinghamshire, Derbyshire, Leicestershire, and Lincolnshire.
Employers' Liability
£10,000,000Any one occurrence
- Full protection for all employees
- War and terrorism cover to £5M
- Manslaughter defence costs included
- Worldwide coverage
- Compliant with UK regulations
Public & Products Liability
£5,000,000Any one occurrence
- Property damage protection
- Personal injury coverage
- Products liability included
- Pollution liability cover
- Inefficacy liability protection
Professional Indemnity
£1,000,000Any one claim and aggregate
- Design error protection
- Specification coverage
- Loss of documents cover
- Pollution and contamination
- Retroactive cover from 2024
Contract Works
£250,000Any one occurrence
- All works during installation
- Hired-in plant to £100,000
- Personal effects and tools cover
- Architect and surveyor fees
- Continuing hire charges
What This Means for You
Our comprehensive insurance ensures that from the moment we arrive on site until long after your system is generating clean energy, you're fully protected. Whether it's accidental damage during installation, design-related issues, or any liability concerns—our coverage has you secured.
Complete Coverage Details
| Coverage Type | Limit of Indemnity | Coverage Scope |
|---|---|---|
| Employers' Liability | £10,000,000 | Any one occurrence |
| Public Liability | £5,000,000 | Any one occurrence |
| Products Liability | £5,000,000 | Any one occurrence and aggregate |
| Inefficacy Liability | £5,000,000 | Any one occurrence |
| Pollution Liability | £5,000,000 | Any one occurrence and aggregate |
| Professional Indemnity | £1,000,000 | Any one claim and aggregate |
| Financial Loss (Products) | £500,000 | Aggregate |
| Contract Works | £250,000 | Any one occurrence |
| Hired-in Plant & Equipment | £100,000 | Any one occurrence |
| Data Protection | £500,000 | Any one occurrence and aggregate |
Employers' Liability Certificate
Download our official certificate of Employers' Liability Insurance as required by UK regulations (PDF)
Underwritten by QBE UK Limited
Our insurance is underwritten by QBE UK Limited, a global specialist insurer authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. QBE provides reliable, comprehensive coverage backed by substantial financial strength—giving you confidence in our protection.
Our Professional Accreditations
MCS Accredited Installer
The Microgeneration Certification Scheme (MCS) is the recognised quality mark for small-scale renewable energy installations. Our MCS accreditation ensures your system qualifies for the Smart Export Guarantee (SEG) payments and meets rigorous installation standards.
NICEIC Approved Contractor
NICEIC is the UK's leading voluntary regulatory body for the electrical contracting industry. Our approval means all electrical work is regularly assessed, complies with Part P of the Building Regulations, and comes with insurance-backed warranties.
Established Since 2011
With over 14 years serving the East Midlands and more than 10MW of solar capacity connected, we've built an unmatched track record of successful installations across commercial and domestic sectors.
Why Accreditations and Insurance Matter
Choosing an installer with proper accreditations and comprehensive insurance isn't just about peace of mind—it directly affects the quality of your installation, your eligibility for government incentives, and your protection should anything go wrong.
MCS Accreditation Benefits
- Smart Export Guarantee eligibility: Only MCS-certified installations qualify for SEG payments, allowing you to earn money from exported electricity
- Quality assurance: Every installation follows strict MCS standards for design, components, and workmanship
- Consumer protection: Access to the MCS consumer code and dispute resolution procedures
- Certified components: All equipment must be MCS-certified, ensuring tested performance and reliability
- Regular audits: Our accreditation requires ongoing assessment to maintain quality standards
NICEIC Certification Benefits
- Building Regulations compliance: Automatic compliance with Part P for domestic electrical work
- Insurance-backed warranties: Additional protection through NICEIC's warranty scheme
- Technical excellence: Regular technical assessments ensure our electricians maintain the highest competency levels
- Safe installations: All work is certified to BS 7671 wiring regulations
- Local authority notification: We handle all required notifications on your behalf
Complete Grid Compliance
Beyond our core accreditations, we handle all G98/G99 grid connection applications and DNO liaison. This end-to-end approach means your system is fully compliant and connected without delays or complications.
Work with a Fully Accredited, Fully Insured Team
Our comprehensive insurance and professional accreditations provide the foundation for installations you can trust. Request your free site survey today and discover how we can help you transition to clean, reliable solar energy.
Get Your Free Quote Contact Our TeamFrequently Asked Questions
We maintain comprehensive insurance including £10 million Employers' Liability, £5 million Public and Products Liability, £1 million Professional Indemnity, and £250,000 Contract Works coverage. All policies are underwritten by QBE UK Limited, a leading global specialist insurer.
Yes, we are fully MCS (Microgeneration Certification Scheme) accredited. This certification is essential for customers to access government incentives like the Smart Export Guarantee (SEG) and ensures all installations meet rigorous quality standards set by the industry.
NICEIC certification confirms that our electrical work meets the highest safety standards and complies with Part P of the Building Regulations. All electrical installations are regularly assessed by NICEIC inspectors and come with insurance-backed warranties for your added protection.
Yes, our £1 million Professional Indemnity insurance covers unintentional errors or omissions in detailed design and specification of solar PV systems. This provides protection throughout your system's operational life, covering issues that may arise from the design phase.
Spectrum Energy Systems was established in 2011 and has been serving homeowners and businesses across the East Midlands for over 14 years. Together with our sister company, we have connected more than 10MW of solar capacity across Nottinghamshire, Derbyshire, Leicestershire, and Lincolnshire.
Absolutely. We believe in complete transparency. Our Employers' Liability certificate is available for download above, and we're happy to provide copies of any other certificates upon request. Commercial clients frequently request these for tender submissions—simply contact us and we'll send them promptly.
Ready to Get Started?
Whether you're a homeowner exploring solar options or a business planning a commercial installation, our fully accredited and comprehensively insured team is ready to help. We serve customers throughout the East Midlands, including Nottingham, Derby, Leicester, Lincoln, and surrounding areas.
Explore our homeowner's guide to solar panels or our complete business solar guide to learn more about how solar can work for you. Or, if you're ready to take the next step, request your free quote today.
Spectrum Energy Systems | Unit 19 Pottery Court, Pottery Way, Bulwell, Nottingham NG6 8YN
Tel: 0115 773 7575 | Email: sales@spectrumenergysystems.co.uk
MCS Accredited | NICEIC Approved | Established 2011
